Discover Alloya
We know credit unions inside and out because we are a credit union, too. Let us help you simplify so you can focus on your members.
What We Do
Payment solutions? You bet, from the classics to the cutting-edge. Liquidity options? That’s our founding purpose. Investment opportunities? Tailor-made for credit unions. Member Solutions? Only the best! Everything you need to run your credit union is all in one place at Alloya. No need to manage dozens of vendors when you can instead depend on one partner for it all.
How We Do It
We say it often but it’s worth repeating: it’s not just what we do, it’s how we do it. Service is Alloya’s real point of differentiation. Going above and beyond is our standard. Paired with our innovative technology, cooperative strength and strategic partnerships, we’re always advancing to make your life easier.
Products and Services
Payments
Supporting payments of yesterday, today and tomorrow
- ACH Receipt & Origination
- Check Deposits
- Check Clearing
- Coin & Currency
- Foreign Currency
- Real-Time Payments
- Wires
Liquidity
A steadfast source for the liquidity needs of every credit union
- Advised and Supplemental Line of Credit
- Loans
- Loan Participations (Sell)
- Sale-Leaseback
- SimpliCD Issuance*
- Subordinated Debt
Investments
Maximizing yields while minimizing risks on your balance sheet
- Alloya Corporate Certificates
- Loan Participations (Buy)
- Marketable Securities*
- Safekeeping
- SimpliCD Purchase*
Member Solutions
Simplifying your members' lives in addition to your back office
- Small-Dollar Loans
- P2P Payments
- Cashback Rewards Program
- Student Loans
- Member Business Services