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Discover Alloya

We know credit unions inside and out because we are a credit union, too. Let us help you simplify so you can focus on your members.

What We Do

Payment solutions? You bet, from the classics to the cutting-edge. Liquidity options? That’s our founding purpose. Investment opportunities? Tailor-made for credit unions. Member Solutions? Only the best! Everything you need to run your credit union is all in one place at Alloya. No need to manage dozens of vendors when you can instead depend on one partner for it all.

How We Do It

We say it often but it’s worth repeating: it’s not just what we do, it’s how we do it. Service is Alloya’s real point of differentiation. Going above and beyond is our standard. Paired with our innovative technology, cooperative strength and strategic partnerships, we’re always advancing to make your life easier.

Explore Alloya History

Premier View | 2005

This new single sign-on gateway is made available to simplify everyday credit union operations.

Alloya | 2011

The product of 17 corporate mergers, Alloya is formed to support credit union success.

TranzCapture | 2017

In partnership with other corporates, this national check processing solution is created for credit unions.

Premier Portfolio | 2018

To simplify credit union portfolio management, Alloya unveils this online investment platform.

Modernized Premier View | 2020

This new-and-improved version of our tried-and-true system makes its debut.

Loan Participation Platform | 2020

The online marketplace is launched for buying and selling pools of loans.

Aptys Solutions | 2021

Alloya partners with Aptys Solutions to build the infrastructure for payment processing of the future.

P2P Payment Solution | 2023

Through innovative partnerships with Neural Payments and Prizeout, Alloya introduces this P2P solution to credit unions.

QCash | 2023

Alloya acquires QCash to automate credit union lending and promote financial inclusion.

Premier Core | 2023

An unprecedented undertaking, this engine is deployed to support a new era of core processing.

Mobile App | 2024

This new on-the-go application is unveiled, putting Alloya at the fingertips of credit union professionals.

Products and Services

Payments

Supporting payments of yesterday, today and tomorrow

Liquidity

A steadfast source for the liquidity needs of every credit union

Investments

Maximizing yields while minimizing risks on your balance sheet

Member Solutions

Simplifying your members' lives in addition to your back office

Alloya by the Numbers

Profitable Every Year

  • 2019 - $23.2M

    0%
  • 2020 - $21.0M

    0%
  • 2021 - $14.7M

    0%
  • 2022 - $35.0M

    0%
  • 2023 - $73.0M

    0%

Return on Capital Investment

  • 2019 - 2.25%

    0%
  • 2020 - 2.25%

    0%
  • 2021 - 22.25%

    0%
  • 2022 - 17.50%

    0%
  • 2023 - 7.25%

    0%

Dividends Paid

  • 2019 - $4.8M

    0%
  • 2020 - $5.5M

    0%
  • 2021 - $5.6M

    0%
  • 2022 - $5.8M

    0%
  • 2023 - $6.2M

    0%

Secure and Stable

2023 Total Capital

$M

2023 Retained Earnings & Other Equity

$M

Primary Source of Operational Liquidity for Members

2023

$0B

Dollar Amount in LOCs

0%

of Members Using LOC
2023

$0B

Dollar Amount Raised via CD Issuance
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