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Everything we do, every decision we make starts with the question: What’s in the best interest of the credit unions we serve and how can we simplify their operational lives? 

Why does membership matter?

Alloya offers a large-scale, credit union-owned and -controlled solution that aggregates volumes and gives a strategic advantage to every credit union that joins. Fragmenting volumes reduces the buying power for all and puts the future of the credit union movement in the hands of those who might not have your best interest at heart. Membership with Alloya allows your credit union to live out the cooperative philosophy. There is strength in numbers and even more strength when those numbers control the entity. Members own Alloya.

Is capital required to become a member of Alloya?

When your credit union becomes a member of Alloya, you have the choice to join as either a Capital Member or Associate Member. A capital contribution is entirely optional, but either membership option gives your credit union access to Alloya’s full suite of products and services, including a highly competitive Advised Line of Credit that can be used for any purpose. 

What makes Alloya stand out from the crowd?

We like to say that it’s not just what we do, but how we do it. Service is Alloya’s real point of differentiation. Alloya is the product of 17 mergers with the best parts of each corporate melded into one. With the largest corporate membership in the nation, one out of every four credit unions is a member of Alloya. When questions arise, members can trust that our team will answer the phone, often in four seconds or less. Seven out of 10 calls reach resolution while you’re still on the phone with our representative. 

Our job is to make your job easier. It's that simple.

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